Join Genisys Credit Union! Membership at Genisys Credit Union is good for you and your money! We can help you save with higher rates, spend with convenient access options, borrow more affordably, invest smarter, or even get small business loans. Doing business at Genisys Credit Union gives you the best financial options available. …Genisys is part of the CO-OP Shared Branch network, which means you're welcome at nearly 5,000 shared credit union branch locations throughout the country. You also have access to the ATMs at our branch locations, as well as thousands more ATMs that are part of our network. Locate a credit union ATM or shared branch near you.1.10%. $200,000.00 +. 1.19%. 1.20%. HIGH YIELD AND BUSINESS MONEY MARKET DISCLOSURES: Minimum Balance to open a Money Market Account is $2,000. A $10.00 service charge will be imposed each month if the balance in the account falls below $2,000 on any day of that monthly dividend cycle. Fees could reduce earnings.Lake Michigan Credit Union. Lake Michigan Credit Union has an APY for its Max Checking account of 3.00% — lower than the 4.07% on the Genisys Genius Checking, but LMCU applies that APY to the first $15,000 in the account, significantly more than Genisys' $7,500. However, Genisys performs better when it comes to CD rates.Tiered rate structure, meaning bigger balances can earn even more money. $2,500 minimum balance for regular Money Market Accounts, $15,000 minimum balance for High-Yield Money Market Accounts. Easy access to funds at ATMs, Purdue Federal branches, and through digital banking. Deposits up to $250,000 insured by the National Credit Union Share ...Genisys has been a trusted credit union in Michigan, Minnesota and Pennsylvania for over 80 years. Genisys has 32 branch locations and access to over 30,000 Co-OP Network ATMs as well as online banking and smartphone apps to help manage your money, your way all while making our services as convenient as possible.Money Market Accounts. Savings Accounts. Youth Club Savings Account . Invest & Insure. ... Locations ATMs Rates Contact Us Accessibility. ... About Genisys Credit Union Careers Credit Union Difference Genisys News Holiday Closings New Member Welcome Services Community Involvement Branch Location List NCUA Share Insurance.Today's top money market account APYs are 5.35% from Brilliant Bank, 5.25% from UFB Direct, and 5.21% from Republic Bank of Chicago.With our tiered money market account, the more money you save, the higher the dividends you earn. Plus, you can make up to six withdrawals per month* with no fees. Open a Money Market. *Some restrictions apply. A Money Market account is a great way to earn more on your savings, while keeping your funds liquid and accessible if needed.If your Debit Mastercard® or Credit Card is lost or stolen, please contact Genisys immediately. Contact Center: 248-322-9800 ext. 5 After Hours: 888-241-2510 in the U.S. 1-909-941-1398 outside the U.S. Learn more about Lost or Stolen CardsInterest: Money that you pay to the lender in exchange for them lending you money. This amount is repaid on top of the principal balance. Calculating the principal and interest portion of your mortgage payment is pretty simple. For example, assume you plan to purchase a $300,000 house using a 30-year fixed-rate mortgage at 4.5% APR.Member deposits at Genisys are federally insured by the NCUA, through the National Credit Union Share Insurance Fund (NCUSIF). NCUSIF is backed by the full-faith and credit of the United States Government. Genisys Credit Union member deposits are insured up to at least $250,000 per account. Your coverage already may be higher.Completed Genisys CU forms and applications can be returned to your nearest branch or mailed to us at: Genisys Credit Union P.O. Box 436034 Pontiac, MI 48343. Fax: 248-322-6512. If you have any questions or require additional assistance, please call us on ext. 5 at 248-322-9800 or 800-521-8440. Become a MemberBalances above $500.00 are paid the standard share savings rate. 2. The opening/subsequent deposit must be at least $25. One (1) entry per child. Genisys Credit Union will draw 2 qualified winners by May 7, 2024, notify the winner and deposit $500 to the child's High-Yield Youth Savings account or primary savings account. 3.2 Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Approximate monthly payment would be $17.52 per $1,000 borrowed at 1.99% for 60 months.Current Rates. Rates effective as of January 1, 2024. Rate subject to change without notice. SHARE ACCOUNTS MONEY MARKET ACCOUNTS SHARE CERTIFICATES …Take advantage of money market rates above the national average. Skip to content. We are closed Monday, May 27, in accordance with the Federal Reserve's 2024 holiday schedule. Español; ... Your Credit Union ("Financial Institution") provides referrals to financial professionals of LPL Financial LLC ("LPL") pursuant to an agreement that ...Apply for a Mortgage by phone: Local: (248) 322-9800 x3 Toll Free: (800) 521-8440 x3 Monday-Friday 9:00AM - 5:30PM ESTA share certificate account (commonly called a certificate of deposit) is a secure savings instrument offered by financial institutions, like the credit union. You deposit a specific amount of money for a set period (usually between 6 months and 5 years), during which time your funds earn dividends or interest at a fixed rate.If at any time you have specific questions or concerns about the accessibility of any particular web page owned by Genisys Credit Union, please contact us by the method of your choice: Email: [email protected]; Phone: 248-322-9800 x1084; USPS: Genisys Credit Union, PO Box 436034 Pontiac, MI 48343-6034Auburn Hills Branch. 2100 Executive Hills Blvd. Auburn Hills, MI 48326. Phone: 248-322-9800 x3205Home Improvement Personal Loan: Effective Date: Wednesday, May 22nd, 2024 Name: APR as low as* Approximate Term: Home Improvement: 11.24%: up to 60 months *Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking ...Authored By: Genisys Credit Union on 2/28/2024 As a parent, you are the most significant influence on your children’s financial habits, now and later in life. Providing a good example and helping them set healthy money habits now will set them up for success in the future.2.60%. 2.63%. $90,000+. 2.75%. 2.78%. 2 APY (Annual Percentage Yield) is accurate as of August 2, 2023 and is subject to change at any time. Interest is compounded daily and credited monthly. The minimum balance required to open this account is $2,500.00. You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain ...Unauthorized use and/or duplication of this material without express and written permission from this site's author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Genisys Credit Union and www.genisyscu.org with appropriate and specific direction to the original content.If you are in the market for a new washer and dryer, it’s important to find the highest rated sets that not only meet your needs but also offer great value for money. With so many ...Boat, Camper, Motorhome Special: Effective Date: Friday, May 24th, 2024 Loan Amount: APR as low as* Term: $30,000 - up: 7.24%: 180 Months *Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, amount borrowed, payment protection package, and Direct Deposit of payroll, social security or …Union Bank credit cards enjoy a unique benefit that very few other banks offer. Check out Union Bank's credit cards and rewards here! We may be compensated when you click on produc...Credit Cards. Debt Consolidation. Home Equity Loans. Home Mortgages Construction Loan 1st Time Homebuyer Mortgage Account Info. Energy Efficiency Loan. Solar Energy Loan. Personal Loans Home Improvement Medical & Dental Baby & Adoption Special Occasions Unexpected Expenses. Student Loans. Skip Loan Payment. Credit Starter Loan. Credit Builder ...Bump-up the rate one time during the term should the offered rate on a Genisys Credit Union Flex Certificate increase. Jumbo Share Certificates have a minimum balance of $100,000 and earn higher dividend rates than our Share Certificate Savings Accounts. Check out the great rates on all of Genisys certificate savings account offerings.Credit Cards. Debt Consolidation. Home Equity Loans. Home Mortgages Construction Loan 1st Time Homebuyer Mortgage Account Info. Energy Efficiency Loan. Solar Energy Loan. Personal Loans Home Improvement Medical & Dental Baby & Adoption Special Occasions Unexpected Expenses. Student Loans. Skip Loan Payment. Credit Starter Loan. Credit Builder ...Authored By: Genisys Credit Union on 11/15/2023 With the holiday season right around the corner, you may already be thinking about your travel plans. Whether you’re heading home to be with family, visiting friends, or going on a well-deserved vacation, travel costs can consume a significant portion of your holiday budget.Money Market Accounts. Savings Accounts. Youth Club Savings Account . Invest & Insure. ... or Mastercard debit card, or a Discover or Mastercard credit card, issued to you by a financial institution other than Genisys Credit Union, or by eCheck, which uses the account and routing number for an account held in your name at another financial ...Money Market Accounts. Savings Accounts. Youth Club Savings Account . Invest & Insure. ... Generally fixed rates; SBA sets maximum; Extended terms available up to 25 years on real estate; ... Learn More or Apply for a Genisys Credit Union Business Loan: Allen Mitchell 248-830-0473 [email protected] rates at Quincy Credit Union. Check out our convenient rates on consumer loans, mortgages and deposit accounts. ... Money Market Rates. Description Interest Rate Annual Percentage Yield Minimum Balance to open and earn APY ; Tier 1 $2,500 - $24,999.99: 0.50%: 0.50%: $2,500.00: Open Account:The average interest rate for an MMA was 0.59% in May 2023 while the average savings account paid about 0.4%. That money market rate represent an average of the $10,000 and $100,000 product tiers ...Money Market Accounts. ... Locations ATMs Rates Contact Us ... About Genisys Credit Union Careers Credit Union Difference Genisys News Holiday Closings New Member ...*Rates Effective As Of 9/20/2023. Genisys Credit Union CDs. CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is - the higher APY rate you make! Genisys Credit Union's Best CD Offer pays the highest APY rate with a 5.20% APY rate on their 7-Month term. The ...Genisys has been a trusted credit union in Michigan, Minnesota and Pennsylvania for over 80 years. Genisys has 32 branch locations and access to over 30,000 Co-OP Network ATMs as well as online banking and smartphone apps to help manage your money, your way all while making our services as convenient as possible.Rates. Vibe Credit Union is a member-owned financial institution. As a member-owner, we can offer you great low-interest loan rates on everything from vehicles to mortgages, as well as competitive high-interest rates on savings and Certificates of Deposit. ... Money Market Accounts Dividend Rate APY* Balances up to $4,999.99: 0.35%: 0.35% ...Compare the best Credit Union Savings Rates Minnesota, MN based on location and convenience, bank financials, and rates - May 16, 2024. ... Genisys Restrictions. 2.17%. 1.97% 1.76%: $100,000 . $75,000 $50,000: Learn More. Reviews . ... Is there any difference between a share certificate offered by a credit union and a savings or money market ...The Federal Reserve will raise rates to try to stabilize the economy and head off any spike in prices that can lead to a recession. What do mortgage rates look like now compared to the past? As of August 1st, 2018, mortgage rates for a 30-year fixed rate loan were hovering between 4.5% and 5% with no expectation for a drop anytime soon.Authored By: Genisys Credit Union on 12/13/2023. Rising loan rates and inflation have taken a financial toll on households nationwide. Fortunately, it's not all bad news. You may have noticed that savings rates have also been climbing steadily in recent months. This scenario creates the perfect opportunity to earn greater returns through ...NEW RATE ALERT AS OF JUNE 1ST, 2024! Earn 6.75%APY * + Checking Account Debit Rewards. Genius High Yield Checking is a high interest checking account that can pay cash dividends just for using your debit card and estatements, and the annual percentage yield (APY) will help you make the most of your money. Open Account OnlineGenisys has been a trusted credit union in Michigan, Minnesota and Pennsylvania for over 80 years. Genisys has 32 branch locations and access to over 30,000 Co-OP Network ATMs as well as online banking and smartphone apps to help manage your money, your way all while making our services as convenient as possible.Credit Unions. Dutch Point Credit Union Deposit Rates. 12-month CD rates can be found at 1.96%, 6-month CD rates at 5.00% and 3-month CD rates at 1.00%. Savings rates are at 0.55% and money market rates are at 4.00%. Mortgage rates on 30-year fixed loans are around 7.33%. Credit Card rates are at 15.40%.Money Market Accounts. Savings Accounts. Youth Club Savings Account . Invest & Insure. ... Interest Rate (Example, 8.5% is typed 8.5): % ... About Genisys Credit Union Careers Credit Union Difference Genisys News Holiday Closings New Member Welcome Services Community Involvement Branch Location List NCUA Share Insurance.Here are our top picks for the best money market accounts, ordered by highest APY: 5.30% APY: Vio Bank Cornerstone Money Market Savings. 5.27% APY: Pacific Western Bank Money Market Deposit ...Genisys Credit Union offers multiple types of bank accounts including checking, college rewards, savings, retirement and money market accounts. Accounts, Certificates & College Rewards - Genisys® Credit UnionWe offer two types of money market accounts to help you reach your goals, big and small. Choose the best one for you based on where you are on your savings journey. A great way to earn more on savings balances of $2,500 or more. Rates are effective as of 03/01/2023 and are subject to change without notice. 1Money Market Rates: Dividends and ...Genisys has been a trusted credit union in Michigan, Minnesota and Pennsylvania for over 80 years. Genisys has 32 branch locations and access to over 30,000 Co-OP Network ATMs as well as online banking and smartphone apps to help manage your money, your way all while making our services as convenient as possible.Credit Cards. Debt Consolidation. Home Equity Loans. Home Mortgages Construction Loan 1st Time Homebuyer Mortgage Account Info. Energy Efficiency Loan. Solar Energy Loan. Personal Loans Home Improvement Medical & Dental Baby & Adoption Special Occasions Unexpected Expenses. Student Loans. Skip Loan Payment. Credit Starter Loan. Credit Builder ...Credit Cards. Debt Consolidation. Home Equity Loans. Home Mortgages Construction Loan 1st Time Homebuyer Mortgage Account Info. Energy Efficiency Loan. Solar Energy Loan. Personal Loans Home Improvement Medical & Dental Baby & Adoption Special Occasions Unexpected Expenses. Student Loans. Skip Loan Payment. Credit Starter Loan. Credit Builder ...Presidential Bank 4.625% APY Checking On Up To $25,000 (With Requirements) Genisys Credit Union 5.25% APY High Yield Checking Account - Up To $7,500. The Bank Of Denver - 5% APY On Balances Up To $15,000. Aspiration Spend & Save: 3%-5% APY On Balances Up To $10,000. Hanscom Federal Credit Union 5% APY, On Up To $6,000.Check out some of the best credit union CD rates. Credit cards. Credit cards; ... PenFed Credit Union Money Market Certificate. Read review. 4.0 /5. Best for Easy to join. $1,000.Rates and requirements for Money Market accounts; Account Opening Deposit & Minimum Balance APY* Select Money Market: $25,000 or more: 0.75%* Premier Money Market: $50,000 or more: 1.00%* Jumbo Money Market: $100,000 or more: 1.50%*Membership eligibility required. For current rates, APY, or additional information, please ask an Account Service Representative or call the Credit Human Member Service Center U.S. Toll Free at 1-800-234-7228 or in San Antonio at 210-258-1234. Money Market Account requires a minimum opening balance of $1,000.Transfer your high interest credit card balance to a Genisys Credit Mastercard ®-- just by snapping a picture with your phone!. If you already have an existing Genisys Credit Mastercard ® simply complete the form below and upload a picture of the credit card statement of which you would like to transfer the balance. **Please note funds can not be used to pay off existing Genisys loans.**Genisys Credit Union knows how hard buying your first home can be, and we're here to make it easier on you. With exclusive mortgages & home loans for first time home buyers, as well as a custom-tailored program to help see you through the process, Genisys can help make it easier than ever for you to own your first home.Money Market. If you have a savings account but looking for a way to earn even more interest, a Money Market account is the way to go. ... Money Market Rates. Money Market Rates. Term APY* Dividend Rate; $0 - $2,499.99: 0%: 0%: $2,500 - $9,999.99: 0.75%: ... Your savings are federally insured to at least $250,000 by the National Credit Union ...Increased Offer! Hilton No Annual Fee 70K + Free Night Cert Offer! If you are looking a high-yield account NASA Federal Credit Union, could be the right institution for you. They h...MasterCard® MarketPlace . Enjoy FREE access to discounts at thousands of your favorite stores just for being a Genisys Debit MasterCard® ® holder.. Enjoy savings up to 20% off from big name brands$338 is the difference between the amount paid in interest between Genisys Credit Union's rate at 5.49% APR compared to 6.87% APR for the National market average over the life of a $15,000 auto loan over 36 months.; APR=Annual Percentage Rate. Datatrac's comprehensive, unbiased research and analysis is updated each business day and is conducted independent of any financial institution.If your Debit Mastercard® or Credit Card is lost or stolen, please contact Genisys immediately. Contact Center: 248-322-9800 ext. 5 After Hours: 888-241-2510 in the U.S. 1-909-941-1398 outside the U.S. Learn more about Lost or Stolen CardsAll Directo a Mexico transactions are subject to the current fee listed on the Genisys® Credit Union fee schedule. Funds are withdrawn from your Genisys account at time of request. The exchange rate is determined by the Federal ACH International Exchange Rate in effect on the day of settlement.Pros. 30,000 fee-free ATMs. High customer satisfaction. Multiple financial products. Branches, online banking and mobile app. Cons. Not available nationwide. …Contacts. Theresa Doan. Manager, Corporate Social Responsibility. Phone: 248.835.8674. E-mail: [email protected]. For the second year in a row, Genisys Credit Union is recognized as a Best ...Our Money Fit Club is perfect for anyone aged 12-16 who want to learn more about managing money and start off on the ... Money Market Accounts. Savings Accounts. Youth Club Savings Account ... About Genisys Credit Union Careers Credit Union Difference Genisys News Holiday Closings New Member Welcome Services Community Involvement Branch ...Dividend Rate: APY* 1 Year (1,2) 3.44%: 3.48% (1) Annual Percentage Yield designated as APY and subject to change at any time.. (2) Additional deposits of $10 to $25,000 allowed per day. One time option to change the rate offered on the same product. One time option to withdraw up to 25% of principal with no penalty. Penalty for early withdrawal.Authored By: Genisys Credit Union on 7/7/2021 While fuel prices will always fluctuate with the economy, there are many things you can do now to help you save more at the pump. So whether you’re planning a road trip or want to lower your everyday expenses, follow these ten money-saving tips.Money Market Accounts. Savings Accounts. Youth Club Savings Account ... Genisys Credit Union offers convenient, easy-to-access personal loans that offer the flexibility you need to pay for a number of expenses, whether they're something you expected or something that snuck up on you. ... Rates as low as 9.90% APR* Credit Card Rates ...A Money Market account allows you to earn more than a traditional savings account all while having everyday access to your funds for your next adventure. It requires a higher minimum balance, but it also earns a higher interest rate for a better return on your funds. Earn 1.05% - 3.50% APY 1.Once your children graduate from the Youth Savings program, Genisys is ready to help them establish good credit. The Genisys Credit Starter Loan is available to members age 18-21. The maximum loan amount is $1,000 and comes with a twelve-month payback period. Learn more about our Credit Starter Loans and the great way to establish strong credit.Top CD Rates Today: March 4 — Earn 5.41% APY. March 4, 2024. 4 min Read. Written by Katie Wudel. Delmaine Donson / iStock.com. Commitment to Our Readers. Genisys Credit Union is offering 5.41% APY for a 9-month certificate. A $500 minimum deposit is required. The Auburn Hills-based credit union is the 4th largest in the state of Michigan.It is also the 79 th largest credit union in the nation. It was established in 1964 and as of December of 2023, it had grown to 480 employees and 272,934 members at …We offer two types of money market accounts to help you reach your goals, big and small. Choose the best one for you based on where you are on your savings journey. A great way to earn more on savings balances of $2,500 or more. Rates are effective as of 03/01/2023 and are subject to change without notice. 1Money Market Rates: Dividends and ...3 days ago · You Name It Savings (1) 0.10%. 0.10%. Quarterly. $0. (1) Annual Percentage Yield designated as APY and subject to change at any time. (2) Balances above $500.00 are paid the standard share savings rate. (3) Minimum balance of $5 required to earn dividends. Open An Account Savings Accounts High Yield Youth Savings.View all of Genisys Credit Union's fees and disclosures including electronic service, ... Money Market Accounts. ... Locations ATMs Rates Contact Us Accessibility.Authored By: Genisys Credit Union on 12/29/2021 The holiday has come and gone, so your mind is no longer focused on gift lists, decorations, travel plans, and family events. It's time to shift your focus to something else - the end of the year is the perfect time to review your loans.Credit Cards. Debt Consolidation. Home Equity Loans. Home Mortgages Construction Loan 1st Time Homebuyer Mortgage Account Info. Energy Efficiency Loan. Solar Energy Loan. Personal Loans Home Improvement Medical & Dental Baby & Adoption Special Occasions Unexpected Expenses. Student Loans. Skip Loan Payment. Credit Starter Loan. Credit …Genisys Credit Union ranked as a Best Performing Credit Union by S&P Global Market Intelligence; An Award in Excellence: Genisys Credit Union receives the Crystal Award from Raddon Financial Group; Genisys Edge - January 2024; More Genisys NewsGenisys has been a trusted credit union in Michigan, Minnesota and Pennsylvania for over 80 years. Genisys has 32 branch locations and access to over 30,000 Co-OP Network ATMs as well as online banking and smartphone apps to help manage your money, your way all while making our services as convenient as possible.