This Agreement defines the relationship between you (the account holder) and us (PNC Bank). We think it will help you understand your account better and provide insight into procedures at PNC that impact your account. This Agreement covers the accounts that comprise your Virtual Wallet product.PNC reserves the right to refuse or return any deposit amount to you that cause the combined balance of all of your Virtual Wallet Growth accounts with us to exceed $5,000,000 (including any jointly owned, or in the case of an account owned by a living trust, jointly managed accounts).With the PNC Mobile App, you can: Manage your accounts: Check your balance, view transactions and easily transfer funds between PNC and non-PNC accounts [5] Deposit checks on the go: Snap a picture of your check to deposit funds and you may have an option to access your money faster, with a fee, using PNC Express Funds [6].The PNC Virtual Wallet lets you do this by combining a savings account and checking account into one Virtual Wallet. In fact, when you open a Virtual Wallet account, you’re actually...To confirm which Virtual Wallet or other checking product type you have, sign on to PNC Online Banking and view the My Accounts Summary screen. How do I set up Direct Deposit? Direct Deposit allows your paycheck, dividend payment, pension or Social Security check to be automatically deposited into your PNC checking account so that your funds ...Virtual Wallet with Performance Spend earns interest on balances of $2,000 or more. It has a $15/month fee, but you can avoid it in several ways — $2,000 in qualifying direct deposits, a $2,000 balance, or $10,000 in combined PNC consumer deposits. Virtual Wallet with Performance Select also earns interest on balances of $2,000 or more.PNC Bank's Virtual Wallet offers a comprehensive digital banking experience, combining Spend (primary checking), Reserve (secondary checking for short-term planning), and Growth (long-term savings) accounts. Customers can choose from three tiers – Virtual Wallet, Performance Spend, and Performance Select, each offering varying benefits.PNC Virtual Wallet Student Features and Fees RDAOPC37-0424 Page 1 of 5 Effective April 28, 2024 All Markets. All prices are subject to change. Products, services and prices may vary by market. Account Opening and Usage Virtual Wallet Student is comprised of 3 accounts working together: Your Spend account is a non-interest-bearing checking …To confirm which Virtual Wallet or other checking product type you have, sign on to PNC Online Banking and view the My Accounts Summary screen. How do I set up Direct Deposit? Direct Deposit allows your paycheck, dividend payment, pension or Social Security check to be automatically deposited into your PNC checking account so that your funds ...Virtual Wallet with Performance Select. Includes: Spend - primary checking account. Reserve - secondary checking account for. short-term planning. Growth - long-term savings account. $25 monthly service charge, or $0 with $5,000+ in direct deposits to your Spend or a combined balance between checking accounts [3], [5]4.30% APY on Savings Account. $0 monthly balance. 60,000 ATMs. Easy cash access. 24/7 live customer support. READ FULL REVIEW >.PNC reserves the right to refuse or return any deposit amount to you that cause the combined balance of all of your Virtual Wallet Growth accounts with us to exceed $5,000,000 (including any jointly owned, or in the case of an account owned by a living trust, jointly managed accounts).This student PNC Virtual Wallet account is only good for six years before it automatically converts to its regular PNC Virtual Wallet account, which comes with a with a $7 to $25 monthly fee, depending on the wallet you choose. However, you can waive the monthly fee by meeting deposit requirements. Overall, the traditional PNC Virtual Wallet ...financial life. It Starts With a Great Checking Account. No minimum balance. No monthly service fees. Member FDIC. Manage your money through the PNC mobile app or online …Virtual Wallet® from PNC Bank. Learn More. PNC Bank is a Member FDIC. Annual Percentage Yield (APY) Up to 4.00% APY on select Virtual Wallet Growth …Virtual Wallet comes with the Overdraft Protection service if you set it up with the Spend account. PNC automatically links your Virtual Wallet Spend checking account to your “Reserve” short ... Bank anytime, anywhere. Open a new account, deposit a check, check balances, make bill payments and more – all from our mobile app on your smartphone or tablet. [1] Available in English and Spanish. Learn More. PNC Virtual Wallet: up to $400. New account holders of this account package at PNC stand to earn a relatively high $400 bonus for their effort. Just establish …PNC’s Virtual Wallet With Performance Select also requires only $25 in the Spend account to get started ($0 if you open online), but the amounts to eliminate the monthly service charge are higher.4.1. 14 reviews. Maen. November 12, 2015 • @maen. Everything about PNC was great, I got my account activated in couple days, there was no fees for student's account, and overdraft protection, the only missing thing about them is …You can earn even more rewards with a PNC points ® Visa ® credit card combined with a qualifying Virtual Wallet, Virtual Wallet with Performance Spend, Performance checking, Private Banking Checking, Virtual Wallet with Performance Select or Performance Select checking account. See the PNC points Program Terms and Conditions for details on …If you’re planning a trip to Universal Studios, finding affordable ticket options can help you make the most of your visit without breaking the bank. When it comes to finding the b...The PNC Virtual Wallet is an online banking platform created by PNC Bank. It enables customers to manage their finances through a combination of money-management tools, such as expense calendars, goal-setting features, and budget trackers and provides easy access to their checking and savings accounts. To help you decide if the PNC Virtual ...If you’re planning a trip to Universal Studios, finding affordable ticket options can help you make the most of your visit without breaking the bank. When it comes to finding the b...PNC offers a Low Cash Mode program, which is available with Virtual Wallet accounts. With the program, customers get a 24-hour grace period to bring negative balances to $0 or higher to avoid ...financial life. It Starts With a Great Checking Account. No minimum balance. No monthly service fees. Member FDIC. Manage your money through the PNC mobile app or online …4.30% APY on Savings Account. $0 monthly balance. 60,000 ATMs. Easy cash access. 24/7 live customer support. READ FULL REVIEW >.You may choose to have a Virtual Wallet with Performance Spend account only, or Spend, Reserve and Growth accounts. If you choose to only have a Spend account, …Lock your cards – Easily lock or unlock your PNC debit card or credit card if you misplace it. Locate PNC – Locate the nearest PNC ATM or branch using our location services, or search by zip code and street address. If you have Virtual Wallet®, you’ll have access to more tools and insights to help you work toward your financial goals.When it comes to choosing a wallet, leather is often the material of choice for many individuals. Not only does it exude class and sophistication, but it is also durable and can wi...In today’s fast-paced digital world, convenience is key. With the rise of smartphones, mobile payment options have become increasingly popular. Setting up Apple Wallet is a breeze....On PNC Bank's website. Insider’s Rating 4.25/5. Perks. Earn up to $400: Earn $100 if you open Virtual Wallet® and establish total qualifying direct deposits of at least $500 in the first 60 ...PNC checking account promotions and bonuses. PNC is currently offering a $100 bonus when you sign up for Virtual Wallet and receive $500 or more in direct deposits. However, if you opt for Virtual ...Oct 25, 2023 · This student PNC Virtual Wallet account is only good for six years before it automatically converts to its regular PNC Virtual Wallet account, which comes with a with a $7 to $25 monthly fee, depending on the wallet you choose. However, you can waive the monthly fee by meeting deposit requirements. Overall, the traditional PNC Virtual Wallet ... In today’s digital age, our smartphones have become an essential part of our daily lives. From communication to entertainment, we rely on these pocket-sized devices for countless t... PNC personal and business banking clients with an eligible checking account/Virtual Wallet product, a PNC Online Banking User ID, a U.S. mobile number and/or email address, and an Apple or Android mobile device with the PNC Mobile app installed can use Zelle ® to send and receive money. In today’s fast-paced digital world, convenience and efficiency are key. One of the ways technology has revolutionized our lives is through the introduction of digital wallets. Con...This student PNC Virtual Wallet account is only good for six years before it automatically converts to its regular PNC Virtual Wallet account, which comes with a with a $7 to $25 monthly fee, depending on the wallet you choose. However, you can waive the monthly fee by meeting deposit requirements. Overall, the traditional PNC Virtual Wallet ...Mar 7, 2024 · Virtual Wallet comes with the Overdraft Protection service if you set it up with the Spend account. PNC automatically links your Virtual Wallet Spend checking account to your “Reserve” short ... The fee for PNC Express Funds is 2% of each check amount over $100. For any check amount from $25 to $100, a $2 fee will apply to each check. If a check is returned due to insufficient funds, PNC will not debit your account. If your deposit is completed before 10 p.m. ET on a business day, your funds will also be available to pay checks or ...Virtual Wallet starts with checking (we call it Spend) and digital tools to help you manage your money and stay on track. To best meet your needs, we have three levels of Spend to choose from. Whether you select a Virtual Wallet with Spend only or add Reserve and Growth for planning, saving and protection, Virtual Wallet works as a powerful ... secure.pnc.com PNC offers a Low Cash Mode program, which is available with Virtual Wallet accounts. With the program, customers get a 24-hour grace period to bring negative balances to $0 or higher to avoid ...Learn how the PNC Virtual Wallet works, its fees, features and benefits. Compare the different account types and find out how to open your account with Wise …PNC Virtual Wallet: up to $400. New account holders of this account package at PNC stand to earn a relatively high $400 bonus for their effort. Just establish …Yes, you can close your PNC account from the app. It is the same process as closing it online. 2. Close the Account at a Branch. You can close your account by visiting a branch. Go to PNC's branch locator, enter your city and state or your ZIP code, and then unselect ATMs and Partner ATMs.Writer Bio. PNC Virtual Wallet typically combines checking and savings accounts in a package with online money management tools, though it does exist as a product containing just a checking account. Product options vary by location with some places having up to four Virtual Wallet versions to choose from.