We would like to show you a description here but the site won't allow us.Rescores. Score Optimization / What-If Simulations. Primary Borrower File#. Secondary Borrower File#. UCS Username. Email. File Number#. Use Fast Track from Xactus for fast customer support and service. Fill out our form to submit a question.I can be reached at 800-243-0120 ext. 236 to answer any questions or concerns you may have. Please visit our website at www.avantus.com. and take a tour, and my e-mail is [email protected] ...How To Order A Rescore 610-569-0001 (M-F 9am-6pm EST) Rescore Department Overview A Repository Update Request is utilized to correct or update data on a tradeline or public record. Unlike Supplement requests this change is made at the bureau level. 1) Login into the MCL website by visiting Xactus.com and click on "Client Login" 2) From the consumer file screen under add on products, select ...Sign in. Ask xactus-Broomall, PA – October 5, 2023 – Xactus, the leading verification innovator for the mortgage industry, announced today that Appraisal FirewallX is capable of fulfilling orders from lenders supporting Fannie Mae property data collection and Freddie Mac’s Property Data Report (PDR). It is connecting mortgage lenders with vetted and trained ...The page timed out while loading. Are you sure you're still connected to the Internet?Our Online Verifications Demonstrate our Unrivaled Commitment to Your Success. Xactus provides all the verification solutions lenders need to obtain an accurate, multi-dimensional view of their applicants. Receive up-to-date income, employment, asset, and debt verification data so you can properly evaluate the loan applicant's ...First, determine if you have recently applied for a mortgage online or completed an application for an apartment. Mortgage companies and landlords will often access your credit through a company who provides credit reports for mortgage or tenant purposes. Multiple inquiries from the same company can happen when you are applying for credit. Here areXactus, is a "reseller" of credit information and provides credit report information from the 3 credit bureaus at the request of our mortgage company clients per the Fair Credit Reporting Act ...John S Kiernan, WalletHub Managing EditorJan 11, 2023 Negative information can stay on your credit report for 7 to 10 years, depending on the type of information. Positive informat...Xactus' credit reporting browse reduce costs, increase operational, and mitigate take. Our pre-approval and pre-application reports use soft inquiries which protect your maintain away competitors. Your of all, our credit reporting wares help you doing better decisions entire the credits batch.The LexisNexis® RiskView™ Liens & Judgments Report from Xactus provide technology advancements that improve the accuracy and timeliness of lien and courteous judgment data. Xactus' solution bottle assist you maintain the competitive edge without adding the expense of recalibrating your mod.Xactus is also a leading provider of business data and intelligent insights that are necessary for companies to make more informed credit decisions and build their businesses. Our technology offers access to business credit reports, business owner reports and more.RentGrow on your credit report? If you applied to live in a rental property, your landlord could have run a hard credit check during your application. By clicking "TRY IT", I agree...CIS Credit Solutions Announces Merger with Universal Credit Services. Philadelphia, PA, October 28, 2020 - CIS Credit Solutions ("CIS") and Universal Credit Services ("Universal"), both technology and credit solutions providers to the mortgage industry, are pleased to announce their merger. The merger, which follows CIS combining forces with Avantus earlier this year, creates a clear ...Customer Service. Credit reports, supplements, lien and judgements, etc. [email protected] Xactus360: 800.243.0120 x 2000 Legacy: 800.258.3488 x 1411How to Add a Tradeline (NonTraditional Credit) View the Xactus credit report in your Loan Origination System (Encompass, Calyx Point, etc.) or in the Xactus platform. Select the Request New Tradeline hyperlink, found on the top left when viewing the report: You are navigated to the Xactus website - Tradeline Supplement - Add a Tradeline screen.Universal Credit Services - Now Xactus is located at 370 Reed Rd #100 in Broomall, Pennsylvania 19008. Universal Credit Services - Now Xactus can be contacted via phone at 888-212-4200 for pricing, hours and directions. Contact Info. 888-212-4200 (484) 472-8026; Questions & AnswersFeb 28, 2022 · Credit Plus, the leading verifications provider for the mortgage industry, announced today its new name, Xactus, marking a new beginning for the company. The comprehensive initiative includes the creation of a new logo, website, key messages, and tagline, “Advancing the Modern Mortgage,” which speaks to Xactus’s focus to be an innovative and transformative force in the mortgage industry.Credit Plus moves mortgage professionals forward. For more information, please call Credit Plus at (800) 258-3488, e-mail [email protected] or visit the company’s website at www.xactus.com.Gain leading loaning technology and credit write solutions from Xactus. Integrate uses data and reporting without. Reduce risk in decisions.Credit Scores: Displays the score for each bureau, the score model used, and any score improvement opportunities through Credit Assure. Credit Summary: Summarizes …This includes a list of your open credit card accounts and how much you owe on them. It also lists your open loan accounts – including mortgage, personal, student and car loans – and the balances on them. A tri-merge report will also list any late payments you’ve made on these accounts during the last 7 years.CIC Credit's service team gives you step-by-step guidance from the setup through the entire process and final results. We'll also provide updates with monthly and quarterly credit management reports. CIC has special programs and technology in place to help clients stay compliant with industry regulations, EEOC guidelines, FCRA, FACTA Act ...Register for your continuing education courses through Xactus and receive a discount. For more information contact: Phone: 877.403.1428. Email: [email protected]. Our free online classes can be accessed by Xactus customers live each day or scheduled via appointment. We even offer customized training sessions by request.The Report Id will be prefilled in the Reference number field. • Add Bureau – to upgrade a 1 or 2 file Merge Credit Report • Retrieve an Existing Credit Report – to retrieve a credit report pulled outside of Encompass. Enter the Report Id in the Reference number field. Proudly Serving the Lending Community for over 75 Years Xactus.com ...Your credit score can be the key to getting loans, credit cards, and the best interest rates. Monitoring it is important! We'll show you how. We may be compensated when you click o...As a crucial part of your loan tracking system, Portfolio MonitoringX solution can: Help guard your profits and loans. Mitigate portfolio run-off. Enhance your credit decisioning based on key account data. Monitor delinquencies. Choose between single bureau or tri-bureau monitoring. Receive alerts in real-time or within 24-hours.A guaranteed flood zone determination (FZD) that provides all the required FEMA flood map and community participation status information. Xactus Flood Solutions flood zone determinations include a map exhibit pin-pointing the property location and showing parcel boundaries and building footprints with the FEMA flood layer overlay.Xactus, a verification provider for the mortgage industry, will launch the next generation of its proprietary technology platform, Xactus360, further modernizing the mortgage process for lenders. ... Lenders are especially excited about the platform's single login that allows them to quickly access Mortgage Credit and Pre-Qualification ...Contact the lender directly. The contact information will be in your report. Ask the lender to confirm the account information and inquiry. If the lender can't confirm the account or if the inquiry was made in error, ask them to send a letter directly to each credit reporting agency that shows the inquiry to remove it from your credit report.Perry Steiner serves as Chairman and CEO of Xactus. His career has spanned private equity, executive leadership, and various entrepreneurial ventures. Perry has been on the board of directors of approximately 20 companies, and has served in the capacity of Chairman and Lead Director of businesses across multiple industries. Previously Perry ...310-695-1413. [email protected]. Company Contact. Perry Steiner. Chairman. [email protected]. UniversalCIS, a market-leading, technology-enabled provider of credit data and related origination solutions in the mortgage industry, today announced its acquisition of the Lending Solutions and Appraisal Management Divisions of Data Facts, a ...In the United States, a credit report plays a large role in the financial decisions an individual will be able to make in the future. There are three main credit reporting agencies...SEP 14, 2023 - 7:12 am. Xactus, a provider of business data and intelligent insights to the equipment leasing/finance industry, is now offering credit reports from PayNet, powered by Equifax. PayNet provides data on small and medium-sized businesses through its Credit History Report (CHR) and the Master Score platforms. The CHR platform offers ...When UniversalCIS and Credit Plus merged last October to create the nation's largest trimerge credit report provider, executives at the combined company stated a new brand would be coming in early 2022. The new ... While the component companies now making up Xactus have been in business 30 years or more (one company, Advantus, goes back 75 ...Feb 28, 2022 | Archive 2022. Xactus is committed to building the modern mortgage experience. UniversalCIS | Credit Plus, the leading verifications provider for the …CreditXpert Logo. "Having Xactus connected to our new platform means that thousands of bank and non-bank mortgage originators can easily integrate credit optimization into their operations," said ...The page timed out while loading. Are you sure you're still connected to the Internet?Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and ...Request a Xactus Mortgage Only Credit Report via Encompass To pull Mortgage Only as the initial credit-pull in Encompass, follow the below instructions. Navigate to the Credit Report Request window, enter your Xactus Username and Password.Select Mortgage Only for Report Type, ensure report options are accurate, then select Finish: . To access a …You may opt-out with the nationwide credit bureaus at 1-888-567-8688 (888-5OPTOUT) You have a right to place a security freeze on your credit report which will prohibit a consumer reporting agency from releasing information in your credit report without your express authorization.and password by clicking LOGIN INFORMATION. Then, make the selections for the report needed. Request Type: New Report Report Type: Refresh Reference Number: Report ID of the original hard inquiry report Check the box next to the bureaus needed and when complete, click Finish. 4. A small window will appear as the report is loading.RiskView™ Lien & Judgments Report; Credit Reporting Solutions that are Advancing to Modern Mortgage; Incorporate Underwriting Requirements to Believe Report Workflow; ... Xactus provides tri-merge credit reports with various attributes and feature is can be customized to your workflows.1. Start by logging into Xactus360 and from the home page, click Credit Report. 2. Under 'select type of credit report' choose Merge. Check the bureaus needed. If a Joint file is needed, change Individual to Joint. Then, complete the applicant's information including First Name, Last Name, SSN and Street Address. How to Order a CreditDec 5, 2023 · The Journey of Your Factual Data Through Xactus’ Systems. Imagine your credit data as a traveler setting off on an epic journey through the intricate pathways of Xactus’ systems. Each step is crucial to building up that comprehensive report. Xactus’ Role in the Larger Credit Reporting Landscape.Credit Plus, the leading verifications provider for the mortgage industry, announced today its new name, Xactus, marking a new beginning for the company. The comprehensive initiative includes the creation of a new logo, website, key messages, and tagline, "Advancing the Modern Mortgage," which speaks to Xactus's focus to be an innovative and transformative force in the mortgage industry.1. Perry Steiner. website maker. UniversalCIS | Credit Plus, a verifications provider for the mortgage industry, has changed its name to Xactus. The strategic shift reflects the company's evolution and the growth it has experienced over the last two years due to the recent mergers of Credit Plus, Universal Credit Services, CIS Credit ...Incorporate Underwriting Requirements into Credit Report Workflow; Net Admission up Consumer's Two-Year Approach to Revolving Credit with Tend Data; ... Xactus provides tri-merge credit reports with various attributes and features that ability be customized to your workflows.We would like to show you a description here but the site won't allow us.Open the borrowers credit report and scroll down to the CREDIT section. Click on the blue link which displays the name of the creditor to update. Like above, specify what exactly needs to be updated. If extra information is needed, please type it in the Additional Instructions box. Click on Browse to attach any documents for the1. Start by logging into Xactus and opening your borrowers file from the main page. 2. To add a bureau or spouse to the credit file, go to the Credit File screen of the report and click on Add Bureaus/Spouse under Add-On Products. You may click either Add Bureaus or Spouse as both options will open the same page. 3.310-695-1413. [email protected]. Company Contact. Perry Steiner. Chairman. [email protected]. UniversalCIS, a market-leading, technology-enabled provider of credit data and related origination solutions in the mortgage industry, today announced its acquisition of the Lending Solutions and Appraisal Management Divisions …Pull soft credit inquiry on consumer Can be pulled as a 1, 2 or 3 bureau *Please note: You can’t make a final underwriting decision without pulling a tri-merge hard inquiry with a FICO® score andXACTUS-CP got a copy of your ***** Credit Report. Mar 22, 2023 XACTUS-CP made a Mortgage Inquiry by checking your ***** Credit File. When you apply for credit, a "hard inquiry" may be placed on ...Request a Xactus Mortgage Only Credit Report via Encompass To pull Mortgage Only as the initial credit-pull in Encompass, follow the below instructions. Navigate to the Credit Report Request window, enter your Xactus Username and Password.Select Mortgage Only for Report Type, ensure report options are accurate, then select Finish: . To access a …What is a credit report and why is it important? Learn how it can help you understand your financial past and shape your financial future. What do a credit report and a pirate have...An unauthorized hard inquiry on credit report was made by XACTUS - UCS, on 02/10/2022. Please remove this hard inquiry from my credit report. Business response. 02/14/2023.The Interagency Appraisal and Evaluation Guidelines require financial institutions to verify the collateral suitability via a detailed property condition and evaluation report to support value conclusions on all subject properties. Automated Valuation Models (AVM), Tax Assessment Values (TAV) or a Brokers Price Opinion (BPO) are no longer ...Nancy Grycewicz serves as the Vice President of Human Resources for Xactus. She has over 25 years of comprehensive Human Resources experience in diverse settings; including financial services, manufacturing, hospitality, retail, and engineering. Nancy has experience with growing companies, and especially with enhancing Human Resources ...The Tenant Credit Score Card, available with each credit report, also includes a risk assessment module providing a “pass/fail or conditional” rating based on credit and income parameters you establish, as well as: History of default or slow payment; Debt load, existing financial hardships; Limited credit history; Identity theft or ...Free Credit Reports. You may already know that there are multiple ways you can get a free credit report. You can get free Equifax credit reports at annualcreditreport.com. 1 You can also receive free Equifax credit reports with a myEquifax account. Just look for "Equifax Credit Report" on your myEquifax dashboard.You should remove Hunter Warfield from your credit report, having this collection agency listed hurts your credit. We'll walk you through it. By clicking "TRY IT", I agree to recei...Xactus offers two heavily customizable point of sale (POS) tools that can be added online so you can quickly review an applicant's credit and close more loans more quickly. QualifyMENow A mobile-first solution that allows consumers to request a credit report, provide authorization to you for compliance and audit purposes, and be pre-qualified ...Credit Scores F CO Credit Report Summary 32 n 27 Credit Report Details 123456789 D: 44121232 Merge Available Credit Reports 273 $1,197 Completed 10-28-2022 09 58:02AM 10-28-2022, 09 58_11 AM Report Type Merge Merge Date 10-28-2022, 10-28-2022. xactus360 Home Dashboard Account My Reports UDM Business Report Management Repons Preterences SSN SSNVselections for the report needed. Request Type: New Report Report Type: PreQual Report On: Individual or Joint Check the box next to the bureaus needed and when complete, click Finish. 4. A small window will appear as the report is loading. Please do not click off this screen until the processing is complete.Then, make the selections for the report needed. Request Type: New Report Report Type: Refresh Reference Number: Report ID of the original hard inquiry report Next, select an option under Import Liabilities. Lastly, check the box next to the bureaus needed and when complete, click Finish. 4. A small window will appear as the report is loading.To get a free annual credit report, visit AnnualCreditReport.com, the centralized website for obtaining consumer credit reports from the three nationwide credit reporting agencies,...We use cookies to help give you the best experience on our site. If you’re okay with that, keep browsing. Read our cookie policy here.Permanently unmerging a credit report generates its own separate charge, outside of the normal charge to view the unmerged report. This separate charge will appear on the new file. Click OK to proceed. After the unmerged file is created, you will have the option of viewing the new file or returning to the original one. Xactus.com. 888-212-4200.We Offer Two Different Kinds of Pre-Screened Lead Data Solutions: Batch Pre-Screen FICO-Based Credit Data. Choose single, dual or tri-bureau data and receive one-off extract or scheduled ongoing fulfillment. Requires firm offer of credit. Invitation to Apply (ITA) Non-Credit Data. Data is derived from public records from multiple sources.Mar 17, 2021 | Press Release, Archive 2021. Investment from Lovell Minnick to Provide Significant Capital for Strategic Growth and Continued Acquisition Strategy PHILADELPHIA, LOS ANGELES, NEW YORK – MARCH 17, 2021 — UniversalCIS (the “Company”), a market-leading, technology-enabled provider of credit data and... « Older Entries.