H5253 115

Jul 13, 2024
The AARP Medicare Advantage Plan 8 (HMO) (H5253 - 115) currently has 4,210 members. There are 60 members enrolled in this plan in Erie, Ohio. The Centers for Medicare and Medicaid Services (CMS) has given this plan carrier a summary rating of 5 stars..

Number of Members enrolled in this plan in (H5253 - 048): 22,011 members : Plan’s Summary Star Rating: 4.5 out of 5 Stars. • Customer Service Rating: 4 out of 5 Stars. • Member Experience Rating: 4 out of 5 Stars. • Drug Cost Accuracy Rating: 3 out of 5 Stars. — Plan Premium Details — The Monthly Premium is Split as Follows: : Total ...AARP Medicare Advantage from UHC MS-0001 (HMO-POS) covers additional benefits and services, some of which may not be covered by Original Medicare (Medicare Part A and Part B). Coverage. Cost. Chiropractic Services. In-Network: Copayment for Medicare-covered Chiropractic Services $15.00.First described in 1923 Di Guglielmo's Syndrome is named after Giovanni Guglielmo. Learn all about Di Guglielmo's Syndrome. Try our Symptom Checker Got any other symptoms? Try our ...Get 2022 Medicare Advantage Part C/Part D Health and Prescription plan benefit details for any plan in any state, including premiums, deductibles, Rx cost-sharing and health benefits/cost-sharing. Sign-up for our free Medicare Part D Newsletter, Use the Online Calculators, FAQs or contact us through our Helpdesk -- Powered by Q1Group LLCHer legacy has been reduced to tales of horses and sordid affairs, but the real story of Russia's longest reigning female leader is truly fascinating. Advertisement If persistent t...Shop for Plans. Find Medicare Plans. Learn AboutH5253-051-000 Look inside to take advantage of the health services and drug coverages the plan provides. Call Customer Service or go online for more information about the plan. Toll-free 1-844-723-6473, TTY 711 8 a.m.-8 p.m. local time, 7 days a week AARPMedicarePlans.com Y0066_SB_H5253_051_000_2023_MH5253-059-000 Look inside to take advantage of the health services and drug coverages the plan provides. Call Customer Service or go online for more information about the plan. Toll-free 1-844-560-4944, TTY 711 8 a.m.-8 p.m. local time, 7 days a week UHCCommunityPlan.com Y0066_SB_H5253_059_000_2023_MGet 2023 Medicare Advantage Part C/Part D Health and Prescription plan benefit details for any plan in any state, including premiums, deductibles, Rx cost-sharing and health benefits/cost-sharing. Sign-up for our free Medicare Part D Newsletter, Use the Online Calculators, FAQs or contact us through our Helpdesk -- Powered by Q1Group LLCCheck Eligibility. 1-844-812-5967 TTY: 711 8:00 am to 8:00 pm local time, 7 days a week. Find providers and coverage for this plan. Find a Provider. Search for doctors, hospitals, and specialists. Find Behavioral Health Support. Search for providers, clinics and treatment centers.H5253 - 103 - 0 Click to see other plans: Member Services: 1-800-643-4845 TTY users 711 — This plan information is for research purposes only. — Click here to see plans for the current plan year: Medicare Contact Information: Please go to Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) to get information on all of your options.H5253-047-000 Look inside to learn more about the plan and the health and drug services it covers. Call Customer Service or go online for more information about the plan. Toll-free 1-844-723-6473, TTY 711 8 a.m.-8 p.m. local time, 7 days a week AARPMedicarePlans.com Y0066_SB_H5253_047_000_2024_M.H5253 - 059 - 0 Click to see other plans: Member Services: 1-866-944-3488 TTY users 711 — This plan information is for research purposes only. — Click here to see plans for the current plan year: Medicare Contact Information: Please go to Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) to get information on all of your options.H5253-108-003 Look inside to learn more about the plan and the health and drug services it covers. Call Customer Service or go online for more information about the plan. Toll-free 1-844-723-6473, TTY 711 8 a.m.-8 p.m. local time, 7 days a week AARPMedicarePlans.com Y0066_SB_H5253_108_003_2024_MNumber of Members enrolled in this plan in (H5253 - 099): 4,247 members : Plan's Summary Star Rating: 5 out of 5 Stars. This plan qualifies for the 5-star rating Special Enrollment period. Read more. • Customer Service Rating: 5 out of 5 Stars. • Member Experience Rating: 4 out of 5 Stars. • Drug Cost Accuracy Rating: 4 out of 5 Stars.In-Network: Psychiatric Hospital Services: $430.00 per day for days 1 to 4. $0.00 per day for days 5 to 90. Prior Authorization Required for Psychiatric Hospital Services. Mental Health Outpatient Care. In-Network: Outpatient Mental Health Services: Copayment for Medicare-covered Individual Sessions $0.00 to $25.00.R5342:006-0 UHC Medicare Advantage NY-0022 (Regional PPO) R6801:012-0 UHC Medicare Advantage TX-0030 (Regional PPO) R7444:001-0 AARP Medicare Advantage from UHC NG-0001 (Regional PPO) Compare the 600 Medicare Advantage plans available from UnitedHealthcare through Alight Retiree Health Solutions.Summary of Benefits 2024. Summary of Benefits 2024. AARP® Medicare Advantage from UHC TN-0006 (HMO-POS) H5253-084-000 Look inside to learn more about the plan and the health and drug services it covers. Call Customer Service or go online for more information about the plan. Toll-free1-844-723-6473, TTY711. 8 a.m.-8 …Summary of Benefits 2023. AARP® Medicare Advantage Flex Plan 6 (HMO-POS) H5253-052-000 Look inside to take advantage of the health services and drug coverages the plan provides. Call Customer Service or go online for more information about the plan. Toll-free1-844-723-6473, TTY711. 8 a.m.-8 p.m. local time, 7 days a week. AARPMedicarePlans.com.Get 2022 Medicare Advantage Part C/Part D Health and Prescription plan benefit details for any plan in any state, including premiums, deductibles, Rx cost-sharing and health benefits/cost-sharing. Sign-up for our free Medicare Part D Newsletter, Use the Online Calculators, FAQs or contact us through our Helpdesk -- Powered by Q1Group LLC4.5 out of 5 stars* for plan year 2024. AARP Medicare Advantage from UHC VA-0012 (HMO-POS) is a HMO-POS Medicare Advantage (Medicare Part C) plan offered by UnitedHealthcare. Plan ID: H5253-112-001. * Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. $31.00 Monthly Premium.H5253:144-2 AARP Medicare Advantage from UHC OH-0005 (HMO-POS) H8768:007-0 AARP Medicare Advantage from UHC OH-0014 (PPO) H8768:014-0 AARP Medicare Advantage from UHC OH-0004 (PPO) H8768:021-0 AARP Medicare Advantage Patriot No Rx OH-MA01 (PPO) H8768:037-1 AARP Medicare Advantage from UHC OH-0015 (PPO)Complete Drug List (Formulary) 2024 UHC Dual Complete NC-D001 (HMO-POS D-SNP) UHC Dual Complete NC-V001 (HMO-POS D-SNP) Important notes: This document has information about the drugs covered by this plan. For more up-to-date information or if you have any questions, please call Customer Service at:OMB Approval 0938-1051 (Expires: February 29, 2024) January 1 – December 31, 2024 Evidence of Coverage Your Medicare Health Benefits and Services and Prescription DrugTTY users 1-877-486-2048. or contact your local SHIP for assistance. Email a copy of the AARP Medicare Advantage Plan 2 (HMO-POS) benefit details. — Medicare Plan Features —. Monthly Premium: $0.00 (see Plan Premium Details below) Annual Deductible: $170 (Tier 1, 2 and 3 excluded from the Deductible.) Annual Initial Coverage Limit (ICL):A federal government website managed and paid for by the U.S. Centers for Medicare and Medicaid Services. 7500 Security Boulevard, Baltimore, MD 21244Coinsurance for Prosthodontics, Other Oral/Maxillofacial Surgery, Other Services 0% to 50%. Maximum 1 visit (Please see Evidence of Coverage for details) Maximum Plan Benefit of $1500.00 every year for Preventive and Non-Medicare Covered Comprehensive combined. Prior Authorization Required for Comprehensive Dental.4.5 out of 5 stars* for plan year 2024. AARP Medicare Advantage from UHC NC-0022 (HMO-POS) is a HMO-POS Medicare Advantage (Medicare Part C) plan offered by UnitedHealthcare. Plan ID: H5253-038-000. * Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. $0.00 Monthly Premium.Get 2023 Medicare Advantage Part C/Part D Health and Prescription plan benefit details for any plan in any state, including premiums, deductibles, Rx cost-sharing and health benefits/cost-sharing. Sign-up for our free Medicare Part D Newsletter, Use the Online Calculators, FAQs or contact us through our Helpdesk -- Powered by Q1Group LLCThe AARP Medicare Advantage from UHC TC-0004 (HMO-POS) plan offers the following prescription drug coverage, with an annual drug deductible of $395 (excludes Tiers 1 and 2) per year. Learn More about UnitedHealthcare AARP Medicare Advantage from UHC TC-0004 (HMO-POS) Plan Details, including how much you can expect to pay for coinsurance ...H5253-047-000 Look inside to learn more about the plan and the health and drug services it covers. Call Customer Service or go online for more information about the plan. Toll-free 1-844-723-6473, TTY 711 8 a.m.-8 p.m. local time, 7 days a week AARPMedicarePlans.com Y0066_SB_H5253_047_000_2024_MNumber of Members enrolled in this plan in (H5253 - 040): 13,038 members : Plan’s Summary Star Rating: 5 out of 5 Stars. This plan qualifies for the 5-star rating Special Enrollment period. Read more. • Customer Service Rating: 5 out of 5 Stars. • Member Experience Rating: 4 out of 5 Stars. • Drug Cost Accuracy Rating: 4 out of 5 Stars.4.5 out of 5 stars* for plan year 2024. AARP Medicare Advantage from UHC TC-0003 (HMO-POS) is a HMO-POS Medicare Advantage (Medicare Part C) plan offered by UnitedHealthcare. Plan ID: H5253-048-000. * Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. $36.00 …4.5 out of 5 stars* for plan year 2024. UHC Dual Complete NC-D001 (HMO-POS D-SNP) is a HMO-POS D-SNP Medicare Advantage (Medicare Part C) plan offered by UnitedHealthcare. Plan ID: H5253-041-000. * Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. $0.00 Monthly Premium.4.5 out of 5 stars* for plan year 2024. UHC Complete Care TC-0005 (HMO-POS C-SNP) is a HMO-POS C-SNP Medicare Advantage (Medicare Part C) plan offered by UnitedHealthcare. Plan ID: H5253-136-000. * Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. $0.00 Monthly Premium.4.5 out of 5 stars* for plan year 2024. UHC Complete Care TC-0005 (HMO-POS C-SNP) is a HMO-POS C-SNP Medicare Advantage (Medicare Part C) plan offered by UnitedHealthcare. Plan ID: H5253-136-000. * Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. $0.00 Monthly Premium.In-Network: Psychiatric Hospital Services: $430.00 per day for days 1 to 4. $0.00 per day for days 5 to 90. Prior Authorization Required for Psychiatric Hospital Services. Prior authorization required. Mental Health Outpatient Care. In-Network: Copayment for Medicare-covered Individual Sessions $0.00 to $25.00.AARP Medicare Advantage Plan 2 (HMO-POS) is a Medicare Advantage (Part C) Plan by UnitedHealthcare. Premium: $28.00. Enroll Now. This page features plan details for 2023 AARP Medicare Advantage Plan 2 (HMO-POS) H5253 - 048 - 0 available in Select Counties in Tennessee and Virginia. IMPORTANT: This page features the 2023 version of this plan.Medicare Advantage plan with prescription drugs. Summary of benefits 2022. AARP® Medicare Advantage Plan 8 (HMO) H5253-115-000. Look inside to take advantage of …2021 Medicare Advantage Plan Details. Medicare Plan Name: UnitedHealthcare Dual Complete (HMO-POS D-SNP) Location: Catawba, North Carolina Click to see other locations. Plan ID: H5253 - 041 - 0 Click to see other plans. Member Services: 1-866-480-1086 TTY users 711.4.5 out of 5 stars* for plan year 2024. AARP Medicare Advantage from UHC NC-0015 (HMO-POS) is a HMO-POS Medicare Advantage (Medicare Part C) plan offered by UnitedHealthcare. Plan ID: H5253-117-000. * Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. $0.00 Monthly Premium.R5342:006-0 UHC Medicare Advantage NY-0022 (Regional PPO) R6801:012-0 UHC Medicare Advantage TX-0030 (Regional PPO) R7444:001-0 AARP Medicare Advantage from UHC NG-0001 (Regional PPO) Compare the 600 Medicare Advantage plans available from UnitedHealthcare through Alight Retiree Health Solutions.H5253 - 113 - 0 Click to see other plans: Member Services: 1-800-643-4845 TTY users 711 — This plan information is for research purposes only. — Click here to see plans for the current plan year: Medicare Contact Information: Please go to Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) to get information on all of your options.Human DR3 Protein, Fc Tag (DR3-H5253) is expressed from human 293 cells (HEK293). It contains AA Gln 25 - Gln 199 (Accession # Q93038-1 ). Request for sequence. Molecular Characterization. This protein carries a human IgG1 Fc tag at the C-terminus. The protein has a calculated MW of 45.5 kDa.H5253-089-000 Look inside to learn more about the plan and the health and drug services it covers. Call Customer Service or go online for more information about the plan. Toll-free 1-844-723-6473, TTY 711 8 a.m.-8 p.m. local time, 7 days a week AARPMedicarePlans.com Y0066_SB_H5253_089_000_2024_M.Get 2023 Medicare Advantage Part C/Part D Health and Prescription plan benefit details for any plan in any state, including premiums, deductibles, Rx cost-sharing and health benefits/cost-sharing. Sign-up for our free Medicare Part D Newsletter, Use the Online Calculators, FAQs or contact us through our Helpdesk -- Powered by Q1Group LLCH5253-112-002 Look inside to learn more about the plan and the health and drug services it covers. Call Customer Service or go online for more information about the plan. Toll-free 1-844-723-6473, TTY 711 8 a.m.-8 p.m. local time, 7 days a week AARPMedicarePlans.com Y0066_SB_H5253_112_002_2024_MY0066_EOC_H5253_024_000_2023_C. OMB Approval 0938-1051 (Expires: February 29, 2024) January 1 – December 31, 2023 Evidence of Coverage ... 115 Section 2 Fill your ...H5253-041 -000 Monthly premium: $ 0.00 * *Your costs may be as low as $0, depending on your level of Extra Help. Our plan is a Medicare Advantage HMO Plan (HMO stands for Health Maintenance Organization) with a Point-of-Service (POS) option approved by Medicare and run by a private company. "Point-of-Service" means you can use providers ...Jan 1, 2023 · Y0066_SB_H5253_116_000_2023_M. Summary of Benefits January 1st, 2023 - December 31st, 2023 This is a summary of what we cover and what you pay. Review the Evidence of ...We surveyed the websites of the top 115 largest hospitals in the US. Thanks to new US law, we now know the standard price for a cotton ball at the New York Presbyterian Hospital is...H5253 - 004 - 0. (4.5 / 5) AARP Medicare Advantage Plus (HMO-POS) is a Medicare Advantage (Part C) Plan by UnitedHealthcare. Premium: $27.00. Enroll Now. This page features plan details for 2023 AARP Medicare Advantage Plus (HMO-POS) H5253 - 004 - 0 available in Milwaukee Metro area. IMPORTANT: This page features the 2023 version of this plan.Get 2022 Medicare Advantage Part C/Part D Health and Prescription plan benefit details for any plan in any state, including premiums, deductibles, Rx cost-sharing and health benefits/cost-sharing. Sign-up for our free Medicare Part D Newsletter, Use the Online Calculators, FAQs or contact us through our Helpdesk -- Powered by Q1Group LLCWe surveyed the websites of the top 115 largest hospitals in the US. Thanks to new US law, we now know the standard price for a cotton ball at the New York Presbyterian Hospital is...The AARP Medicare Advantage Plan 1 (HMO)’s formulary is divided into 5 tiers. Every plan can name their tiers differently, and can place medications on any tier. The cost-sharing for this plan is divided as follows: Tier 1 ( Preferred Generic) contains 355 drugs and has a co-payment of $2.00. Tier 2 ( Generic) contains 626 drugs and has a co ...H5253-047-000 Look inside to learn more about the plan and the health and drug services it covers. Call Customer Service or go online for more information about the plan. Toll-free 1-844-723-6473, TTY 711 8 a.m.-8 p.m. local time, 7 days a week AARPMedicarePlans.com Y0066_SB_H5253_047_000_2024_M.4.5 out of 5 stars* for plan year 2024. AARP Medicare Advantage from UHC NC-0011 (HMO-POS) is a HMO-POS Medicare Advantage (Medicare Part C) plan offered by UnitedHealthcare. Plan ID: H5253-103-000. * Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. $0.00 Monthly Premium.2022 AARP Medicare Advantage Plan 8 (HMO) - H5253-115- in OH Star Rating DetailsGet 2022 Medicare Advantage Part C/Part D Health and Prescription plan benefit details for any plan in any state, including premiums, deductibles, Rx cost-sharing and health benefits/cost-sharing. Sign-up for our free Medicare Part D Newsletter, Use the Online Calculators, FAQs or contact us through our Helpdesk -- Powered by Q1Group LLCTTY users 1-877-486-2048. or contact your local SHIP for assistance. Email a copy of the AARP Medicare Advantage Value (HMO-POS) benefit details. — Medicare Plan Features —. Monthly Premium: $0.00 (see Plan Premium Details below) Annual Deductible: $275 (Tier 1 and 2 excluded from the Deductible.) Annual Initial Coverage Limit (ICL):When you use links on our website, we may earn a fee. AARP Medicare Advantage from UHC IA-0002 H5253-108 (HMO-POS)4.5 out of 5 stars* for plan year 2024. AARP Medicare Advantage from UHC NC-0014 (HMO-POS) is a HMO-POS Medicare Advantage (Medicare Part C) plan offered by UnitedHealthcare. Plan ID: H5253-110-000. * Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. $0.00 Monthly Premium.In-Network: Psychiatric Hospital Services: $440.00 per day for days 1 to 3. $0.00 per day for days 4 to 90. Prior Authorization Required for Psychiatric Hospital Services. Prior authorization required. Mental Health Outpatient Care. In-Network: Copayment for Medicare-covered Individual Sessions $0.00 to $25.00.

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That Get 2022 Medicare Advantage Part C/Part D Health and Prescription plan benefit details for any plan in any state, including premiums, deductibles, Rx cost-sharing and health benefits/cost-sharing. Sign-up for our free Medicare Part D Newsletter, Use the Online Calculators, FAQs or contact us through our Helpdesk -- Powered by Q1Group LLC

How Get 2023 Medicare Advantage Part C/Part D Health and Prescription plan benefit details for any plan in any state, including premiums, deductibles, Rx cost-sharing and health benefits/cost-sharing. Sign-up for our free Medicare Part D Newsletter, Use the Online Calculators, FAQs or contact us through our Helpdesk -- Powered by Q1Group LLCThis page features plan details for 2023 AARP Medicare Advantage Plan 1 (HMO-POS) H5253 - 111 - 1 available in Roanoke. IMPORTANT: This page features the 2023 version of this plan. See the 2024 version using the link below: ... In-Network: $0-115 copay (authorization required) (referral not required) Diagnostic radiology services (e.g., MRI):AARP Medicare Advantage Plan 2 (HMO-POS) is a Medicare Advantage (Part C) Plan by UnitedHealthcare. Premium: $28.00. Enroll Now. This page features plan details for 2023 AARP Medicare Advantage Plan 2 (HMO-POS) H5253 - 048 - 0 available in Select Counties in Tennessee and Virginia. IMPORTANT: This page features the 2023 version of this plan.

When The AARP Medicare Advantage Plan 2 (HMO-POS) (H5253 - 038) currently has 63,276 members. There are 1,381 members enrolled in this plan in Chatham, North Carolina, and 63,164 members in North Carolina. The Centers for Medicare and Medicaid Services (CMS) has given this plan carrier a summary rating of 5 stars.Jan 1, 2024 · H5253-041-000 Look inside to learn more about the plan and the health and drug services it covers. Call Customer Service or go online for more information about the plan. Toll-free 1-855-545-9340, TTY 711 8 a.m.-8 p.m. local time, 7 days a week UHCCommunityPlan.com Y0066_SB_H5253_041_000_2024_MH5253-051-000 Look inside to take advantage of the health services and drug coverages the plan provides. Call Customer Service or go online for more information about the plan. Toll-free 1-844-723-6473, TTY 711 8 a.m.-8 p.m. local time, 7 days a week AARPMedicarePlans.com Y0066_SB_H5253_051_000_2023_M…

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chase bank locations in greenville sc H5253-082-000 Look inside to learn more about the plan and the health and drug services it covers. Call Customer Service or go online for more information about the plan. Toll-free 1-844-723-6473, TTY 711 8 a.m.-8 p.m. local time, 7 days a week AARPMedicarePlans.com Y0066_SB_H5253_082_000_2024_M.TTY users 1-877-486-2048. or contact your local SHIP for assistance. Email a copy of the AARP Medicare Advantage from UHC TC-0004 (HMO-POS) benefit details. — Medicare Plan Features —. Monthly Premium: $0.00 (see Plan Premium Details below) Medicare Part B Premium Reduction: This plan has a $100 Part B monthly premium rebate (or giveback). north carolina lucky for life numbersbravery unscramble Get 2023 Medicare Advantage Part C/Part D Health and Prescription plan benefit details for any plan in any state, including premiums, deductibles, Rx cost-sharing and health benefits/cost-sharing. Sign-up for our free Medicare Part D Newsletter, Use the Online Calculators, FAQs or contact us through our Helpdesk -- Powered by Q1Group LLC miami dade property tax searchoverfilled transmission fluid symptomsaverhealth west chester 2022 Medicare Advantage Plan Benefits explained in plain text. Plain text explanation available for any plan in any state. Sign-up for our free Medicare Part D Newsletter, Use the Online Calculators, FAQs or contact us through our Helpdesk -- Powered by Q1GROUP LLC and National Insurance Markets, IncNumber of Members enrolled in this plan in (H5253 - 112): 2,375 members : Plan’s Summary Star Rating: 4.5 out of 5 Stars. • Customer Service Rating: 5 out of 5 Stars. • Member Experience Rating: 3 out of 5 Stars. • Drug Cost Accuracy Rating: 4 out of 5 Stars. — Plan Premium Details — The Monthly Premium is Split as Follows: : Total ... john gotti associates H5253-059-000 Look inside to learn more about the plan and the health and drug services it covers. Call Customer Service or go online for more information about the plan. Toll-free 1-844-560-4944, TTY 711 8 a.m.-8 p.m. local time, 7 days a week UHCCommunityPlan.com Y0066_SB_H5253_059_000_2024_M.4.5 out of 5 stars* for plan year 2024. AARP Medicare Advantage from UHC TN-0004 (HMO-POS) is a HMO-POS Medicare Advantage (Medicare Part C) plan offered by UnitedHealthcare. Plan ID: H5253-082-000. * Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. $39.00 … dmv mercer pamakki masjid timetableflight n0401 View the coverage and benefits provided in the AARP Medicare Advantage from UHC KY-0001 (HMO-POS) plan from UnitedHealthcare. Alight Retiree Health Solutions represents Medicare plans from 61 insurers nationwide.AARP Medicare Advantage Flex Plan 8 (HMO-POS) H5253-115-000 2023 Plan Details and Costs. Home. Medicare Plans. AARP Medicare Advantage Flex Plan 8 (HMO-POS) 4.5 …